Swedbank Försäkring strives to increase the level of sustainability both in our internal work and in the customer offering. We believe that transparency in our sustainability work is the key to being a credible insurance company, especially when it comes to describing how sustainability risks and negative consequences for sustainable development are integrated into the investment decision process. It is through this process that we have the greatest material impact and together with our customers we can make a difference for society.

Our sustainability commitments in investments are based on Swedbank's vision to enable an economically healthy and sustainable society. Swedbank's purpose is to give people and companies the opportunity to create a better future in a sustainable way. The definition of sustainable investments for our insurance company is therefore based on the bank's policy and guidelines for sustainability work.

We believe that sustainability factors contribute to a long-term return on investment and that sustainability risks that are not identified and managed can have a negative impact on the return. Therefore, we have a responsibility to act on these issues for the benefit of policyholders.

We work to ensure that sustainability is a natural part of our investment offering, regardless of whether you save in traditional, unit-linked or custodian insurance. To ensure that sustainability risks and negative consequences for sustainable development are considered in investment decisions, Swedbank Försäkring has a systematic framework. We consider sustainability and climate issues in several different ways throughout the investment offering, even if the degree of impact varies with the product.