The process of raising loan financing – from the idea stage to agreement signing – is called origination. In larger loan facilitating deals, there are often a number of specific conditions attached that are unique to each individual transaction. Swedbank’s deal origination team gathers expertise in pricing, other commercial conditions, market conditions and legal matters.

We identify the needs and prerequisites of the various players involved. We have the capacity to manage loans within the bank. Within the structuring of large loan financing, we are used to cooperating with other banks and financial institutions in club loans and syndications. Over the years, we have built up an extensive contact network in banking markets. This will benefit you as our client, for example when refinancing in the secondary market or when coordinating a loan for syndication.

Syndication is the process of selling on a loan so that more actors join forces and act as lenders. Swedbank’s syndication team assists with distribution and advice on the structure, prices, risk and legal issues. Through well-developed cooperation with a number of players on the Nordic as well as international syndication markets, we are well placed for successfully selling on loans to other banks and institutions.

The agent is responsible for the coordination, management, compilation and monitoring of documentation for bilateral-, club- and syndicated loans. These loans often have a large number of stakeholders, including several banks, insurance agencies, law firms, analysts, customer account managers, etc. which is why a facilitating agent is appointed in the loan agreement.

When a loan of this type is signed, the agent acts as an information hub for all parties involved. The agent remains as administrative project leader until the loan is fully repaid. Swedbank acts as agent for Swedish and international clients.